Bruce Life are leading providers of disability insurance in Perth and WA.
Total and Permanent Disability Insurance (TPD) is a type of insurance cover specifically designed to protect you and your family financially should you suffer an illness or injury that leaves you totally and permanently disabled.
Once it has been confirmed that you are unlikely to ever work again, TPD provides a lump sum payment. Like life cover, TPD insurance is often used for two main purposes – to clear any outstanding debts and to provide financial support to you and your loved ones.
How much TPD insurance you’ll need depends on your personal situation. Bruce Life can help to determine the appropriate level of cover for you. Calculating the right amount of TPD insurance to have in place can be a bit tricky, and we are all dealing with our own set of completely unique circumstances. It’s our job to work closely with you, looking at things such as your outstanding debts and the requirements of your family, to ensure that you’ll be adequately covered.
The definition of what a ‘total and permanent disability’ is can vary depending on your particular circumstances, so it’s important to have someone you can trust to guide you through the process and explain the details relevant to your specific situation.
With over 25 years’ industry experience, Bruce Life are true disability insurance specialists and have the knowledge and expertise to provide scrupulous advice and an unbreakable insurance cover, no matter what your situation.
Our professional disability insurance consultants can work with you to determine an appropriate level of cover for your needs, providing a solution that is not only appropriate, but also cost-effective.
If you are looking for a reliable TPD insurance broker, contact the friendly team at Bruce Life today who will be delighted to assist you.