Major changes coming to Income Protection insurance

2020-03-01T23:43:30+08:00March 1st, 2020|

There are some significant changes coming to Income Protection insurance following an announcement made by the Australian Prudential Regulation Authority (APRA), the regulating body for life insurance, in December 2019. The changes are in response to the substantial ongoing losses on Income Protection insurance as insurers have been paying more in claims than they have [...]

Insurance in Super – is it killing your retirement?

2019-02-22T15:51:37+08:00February 14th, 2019|

Many financial planners and accountants tend to recommend that you hold your insurance cover in your super fund but is this really the right thing for you? Paying for your insurance cover from your super might feel painless as it hides the cost of your insurance, however this may well have a massive impact on [...]

Life Insurance Q&A with Chris Earle

2019-02-22T15:55:46+08:00January 24th, 2017|

In this following article we aim to go through below some frequently asked questions about Life Insurance covers with our resident Life Insurance expert, Chris Earle. A bit about Chris Chris joined Bruce Life in 2013 and brings a wealth of experience in the life insurance and wealth management industry. Chris began his career [...]

What will work for you – Workers Comp or Income Protection?

2019-02-22T15:56:56+08:00November 2nd, 2016|

Accidents happen every day!! What would you do if that accident happened to you and how can you cover yourself? Do you need workers comp or income protection?  Or both? More injuries are sustained at home (37%) or during periods of leisure (27%) than in the workplace (25%) with sporting injuries [...]